Global debt recovery
specialists, serving businesses worldwide.
We recover outstanding debts fairly, efficiently, and in full compliance with international and local laws — backed by our global network of legal partners and membership in the International Credit Exchange.
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Free, confidential, no obligation.
19+
Years of Experience (since 2007)
GHS 1B+
Ghana Cedis Recovered
1,000+
Satisfied Clients
3
Countries: Ghana, Kenya, Nigeria

18+
Years leading recoveries
Trusted debt recovery partners across Africa.
Founded on integrity, fairness, and professionalism, ECL has become one of Africa's most trusted names in debt recovery and credit management — supporting financial institutions, corporations, SMEs, and individuals across Ghana, Kenya, and Nigeria.
- Legal partnerships with experienced legal experts ensure every recovery action is enforceable.
- ICE membership keeps our processes aligned with global compliance standards.
- Transparent reporting with measurable milestones from assessment to recovery.
- Ethical engagement that safeguards debtor dignity and preserves business ties.
Comprehensive debt recovery solutions.
From commercial portfolios to individual cases — structured, ethical recovery backed by experienced legal experts and transparent reporting.
Global debt recovery solutions.
Seamless debt collection coverage across borders, supported by a network of experienced legal professionals worldwide — ensuring every recovery action complies with international and local laws.
Legal Backing & Compliance
Every action legally grounded through partnerships with leading international and local law firms.
ICE Member Standards
As an International Credit Exchange member, we adhere to global ethical standards and best practice.
"At Experts Consult Limited, we are committed to recovering debts fairly, efficiently, and within the confines of the law. Our mission is to deliver transparent, efficient, and fair debt recovery solutions that safeguard our clients' interests while preserving professional relationships."
How we work.
Built on clarity, transparency, and results. From initial assessment to successful recovery, every step is documented and communicated.
Free Assessment
We begin with a free case review to evaluate the debt and recommend an appropriate recovery strategy.
Our team analyses the debt details, reviews relevant documents, and assesses the best approach for your specific situation. This initial assessment helps us understand the complexity of the case and develop a tailored recovery plan.
Industries we serve.
Specialised recovery across diverse sectors — we understand the unique challenges and regulatory requirements of each.

Banking & Finance
Loan default recovery, credit restructuring, and portfolio management for financial institutions.
Explore all industriesEvery case, every cedi — live in your pocket.
Place new cases, follow each recovery stage, see remittances as they land, download reports and message your recovery officer directly. Install it as an app on any phone.
- Real-time case tracking
- Recoveries & remittance ledger
- Secure document vault
- Direct officer messaging

Recovered this month
GHS 99,279
Sample dashboard view
On the ground where your debtors are.
Accra
Ghana
#43 Royalt Castle Road, Kokomlemle, Accra, Ghana
Get directionsKumasi
Ghana
P. O. Box 4303, Adum-Kumasi · Tel: +233 03320 81730 / 81731
Get directionsNairobi
Kenya
Serving clients across Nairobi and Kenya
Get directionsLagos
Nigeria
Serving clients across Lagos and Nigeria
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